Volvo XC40

VCFS: Offer available between 01/07/2026 - 30/09/2026. Personal Contract Purchase. Retail customers only. You will not own the vehicle until all payments are made. Finance is based on a personal contract purchase. At the beginning of the contract the legal owner is the finance provider and at the end of the agreement there are 3 options: (i) Renew: Part exchange the vehicle (ii) Retain: Pay the Optional Final Payment to own the vehicle or (iii) Return the vehicle. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). You will not own the vehicle until all payments due are made. Volvo Car UK Limited is an Appointed Representative of Automotive Compliance Limited, which is authorised and regulated by the Financial Conduct Authority (Firm Reference Number 497010). Automotive Compliance Limited’s permissions as a Principal firm allow Volvo Car UK Limited to act as a credit broker and not as a lender, and to act as an agent on behalf of the insurer for insurance distribution activities only. Volvo Car UK Limited is a credit broker and not a lender and will introduce you to Volvo Car Financial Services UK Limited, SL6 4FL. We will not receive a commission for any introduction we make to Volvo Car Financial Services UK Limited. Volvo Car UK Insurance is arranged and administered by Wrisk Transfer Limited, registered in England and Wales under company number 10657213. Registered office: 45 Gresham Street, London, EC2V 7BG. Wrisk Transfer Limited is authorised and regulated by the Financial Conduct Authority- Reference No. 788062. Volvo Assistance is underwritten by AWP P&C SA and administered in the UK by AWP Assistance UK Ltd. AWP Assistance UK Ltd is registered in England and Wales under company number 01710361. Registered office 102 George Street, Croydon, CR9 6HD. AWP Assistance UK Ltd is authorised and regulated by the Financial Conduct Authority - Firm Reference No. 311909. The FCA’s register can be checked for details of their permissions, history and contact details. Does Waylands Automotive Limited receive commission? We are a commercial entity that expects to make a profit from this transaction. Consequently, lenders typically pay a commission to us for introducing you to them, calculated by reference to the vehicle model or amount you borrow. Different lenders may pay different commissions for such introductions; some lenders may also provide preferential rates to us for the funding of our vehicle stock and may also provide financial support for our training and marketing. Any such amounts they and other lenders pay us will not affect the amounts you pay under your finance agreement, all of which are set by the lender concerned. We do not charge a fee for our Consumer Credit services. We do not act as a financial adviser, or fiduciary. We act in our own interest, whichever lender we introduce you to, we will typically receive commission from them based on either a fixed fee or a fixed percentage of the amount you borrow. Any and all commission amounts will be fully disclosed to you as part of your sales journey. You will be required to give your fully informed consent to our receipt of this commission. By doing this, you acknowledge that you understand our role as a credit broker, and that we will receive a financial incentive if you enter into a finance agreement with a lender that we introduce you to. All finance applications are subject to status, terms and conditions apply, UK residents only, 18s or over, Guarantees may be required.

Commission Disclosure Agreement: Waylands Automotive Limited is an appointed representative of ITC Compliance Limited which is authorised and regulated by the Financial Conduct Authority (their registration number is 313486). Permitted activities include advising on and arranging general insurance contracts and acting as a credit broker not a lender. Acting as a credit broker we can introduce you to a selected group of lenders / brokers (see below) who may be able to help you finance your purchase. This group of lenders / brokers provides us with a range of products which may be suitable for your purchase. We will explain the key features of those products to you. Volvo Car Financial Services Limited, ALD Automotive Ltd, Evolution Funding Limited, N.I.I.B. Group Limited Unless we consider it to be inappropriate given your personal circumstances, our approach is to introduce you first to the lender associated with the vehicle manufacturer who are usually able to offer the best available package for you, taking into account interest rates, residual valuations (where applicable) and other contributions. If they are unable to make you an offer of finance, we then seek to introduce you to other lenders on our panel. The lender we introduce you to and available rates will depend upon a number of factors including: the vehicle, your personal circumstances and the likelihood of a lender to accept an application based on information provided. Lenders typically pay a commission to us for introducing you to them, calculated by reference to the vehicle model or amount you borrow. Different lenders may pay different commissions for such introductions; some lenders may also provide preferential rates to us for the funding of our vehicle stock and also provide financial support for our training and marketing. But any such amounts they and other lenders pay us will not affect the amounts you pay under your finance agreement, all of which are set by the lender concerned. We do not charge you a fee for our services. Whichever lender we introduce you to, we will typically receive commission from them based on either a fixed fee or a fixed percentage of the amount you borrow. If you would like to know the amount of any remuneration we have received from the finance provider, please ask us. All finance applications are subject to status, terms and conditions apply, UK residents only, 18s or over, Guarantees may be required.

£4,750 Finance Deposit Contribution