Funding solutions explained Search vehicles by monthly payment Below we outline the finance products available to you to fund your new car purchase. Our team are available to assist with any questions, whether up front or throughout the journey should you wish to purchase online. Tailor your finance

FINANCE EXPLAINED

If you've already found your ideal Kia, choosing the right Kia finance option is the next important step. Kia Finance offers a range of flexible and competitive finance solutions, including options tailored to suit different budgets, lifestyles and driving requirements. Whether you're looking for lower monthly payments, greater flexibility or a clear path to ownership, our finance packages can be personalised to help make driving your new Kia both affordable and convenient.

PERSONAL CONTRACT PURCHASE (PCP)

At the start of your Kia Personal Contract Purchase (PCP) agreement, an optional final payment is calculated based on factors such as the length of your finance term and your estimated annual mileage.

After paying your initial deposit, you'll make fixed monthly repayments that cover the difference between the vehicle's price and its optional final payment, helping to keep your monthly costs lower and more manageable throughout the agreement.

At the end of the monthly repayment period you’ll have three options.

RETAIN

Pay the optional final payment and take ownership of the car

RETURN

Hand back the car with nothing more to pay. Subject to mileage and fair wear and tear. If electing to hand the vehicle back at the end of contract, any mileage in excess of the agreed limit will be chargeable at 9p per mile (Inc. VAT) for all models.

RENEW

Part exchange the car and use any equity as a deposit on your next car (if any available, which cannot be guaranteed)

Find and finance your next vehicle through PCP

PERSONAL MOTOR LOAN (PML)

A simple and traditional way to finance your car over a fixed period for a fixed monthly amount.

You pay a deposit then make regular monthly repayments to repay the balance, it’s that simple.

As your interest rate is fixed you’ll know exactly how much you’ll repay at the outset of the agreement.

Only once all monthly repayments have been made will you own the car.

Key product information.

Find and finance your next vehicle through HP

Do you have a question or query? Contact our customer services team today.

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Company Info

Reg Office: Imperial Way Reading Berkshire RG2 0BF

Reg. Company Number: 10253292

VAT Reg. No. 315 340 439

Waylands Automotive Limited is an appointed representative of ITC Compliance Limited which is authorised and regulated by the Financial Conduct Authority (their registration number is 313486). Permitted activities include advising on and arranging general insurance contracts and acting as a credit broker not a lender.

We can introduce you to a limited number of finance providers. We do not charge a fee for our Consumer Credit services. We do not act as a financial adviser, or fiduciary. We act in our own interest, whichever lender we introduce you to, we will typically receive commission from them based on either a fixed fee or a fixed percentage of the amount you borrow. Any and all commission amounts will be fully disclosed to you as part of your sales journey. You will be required to give your fully informed consent to our receipt of this commission. By doing this, you acknowledge that you understand our role as a credit broker, and that we will receive a financial incentive if you take out a loan from a lender that we introduce you to.

All finance applications are subject to status, terms and conditions apply, UK residents only, 18s or over, Guarantees may be required.