Funding solutions explained
Below we outline the finance products available to you to fund your new car purchase. Our team are available to assist with any questions, whether up front or throughout the journey should you wish to purchase online.
FINANCE EXPLAINED
If you've already found your ideal Kia, choosing the right Kia finance option is the next important step. Kia Finance offers a range of flexible and competitive finance solutions, including options tailored to suit different budgets, lifestyles and driving requirements. Whether you're looking for lower monthly payments, greater flexibility or a clear path to ownership, our finance packages can be personalised to help make driving your new Kia both affordable and convenient.
Personal Contract Purchase (PCP)
At the start of your Kia Personal Contract Purchase (PCP) agreement, an optional final payment is calculated based on factors such as the length of your finance term and your estimated annual mileage.
After paying your initial deposit, you'll make fixed monthly repayments that cover the difference between the vehicle's price and its optional final payment, helping to keep your monthly costs lower and more manageable throughout the agreement.
At the end of the monthly repayment period you’ll have three options.
1. Retain
2. Return
3. Renew
Personal Motor Loan
A simple and traditional way to finance your car over a fixed period for a fixed monthly amount.
You pay a deposit then make regular monthly repayments to repay the balance, it’s that simple.
As your interest rate is fixed you’ll know exactly how much you’ll repay at the outset of the agreement.
Only once all monthly repayments have been made will you own the car.